The Morris County National Bank Cass County Bank

Loans

We take pride in our loan department staff and the services we provide. Whether your need is personal, corporate, or farm, you are assured of receiving personal, concerned interest toward your loan request.

We provide the following types of loans:

  • Consumer Loans
  • Auto Loans
  • Business Loans
  • Recreational Loans
  • Home Improvement Loans
  • Real Estate Loans
  • Agricultural Loans

Credit Life and Accident and Health Insurance

If you desire, you may add credit life and accident and health insurance to your consumer loan to provide additional financial security. This low-cost insurance may be purchased at the time you complete your loan transaction.

We do business in accordance with Federal Fair Lending Laws

Under the Federal Fair Housing Act, it is illegal, on the basis of race, color, national origin, religion, sex, handicap, or familial status (having children under the age of 18) to:

  • Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling, or deny any loan secured by a dwelling; or
  • Discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or in appraising property.

Under the Equal Credit Opportunity Act, it is illegal to discriminate in any credit transaction:

  • On the basis of race, color, national origin, religion, sex, marital status, or age.
  • Because income is from public assistance, or
  • Because a right was exercised under the Consumer Credit Protection Act.

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